Why OOPP?
Coordinating Every Aspect of Your Care
Navigating the world of healthcare costs can be a daunting challenge. With bills often packed with hidden fees and complex terminology, it’s easy to feel overwhelmed. That’s where Out of Pocket Protector comes in.
Healthcare Ninja Advocate Services
Never Overpay for Healthcare Again
While each situation is unique, by calling us before you incur costs as well as after you are hit with a bill, we are best able to lower your costs by attacking the high prices at the source. Our world class advocates use proprietary processes and tools to guide you through the healthcare maze.
62% of people
with major medical debt say they were insured when starting treatment60.3% of medical-debt bankruptcies
are filed by people that attended college
44.9 years old
is the average age of those who file for medical bankruptcy33% of Americans
have postponed seeing a doctor due to the cost
$73,300
is the average cost for uninsured patients who are hospitalized with COVID-1954% of Americans
with medical debt have no other debts
$2,586 a month
is the average cost for uninsured patients who are hospitalized with COVID-1970% of Americans
with medical bills had to cut their food expenses to avoid bankruptcy
Why OOPP?
Coordinating Every Aspect of Your Care
It can be difficult to find affordable care. In fact, medical debt if the leading cause of bankruptcy in the United States. Our expert Advocates will help you reduce or even eliminate large medical and hospital bills with our Hospital Bill Eraser. We assist in finding low-cost medical services in your zip code and provide cost transparency before you receive care. Additionally, members have access to telehealth services, prescription savings and discounts on health-centric products and services.
-
62% of people
with medical bills had to cut their food expenses to avoid bankruptcy
-
$2,586 a month
is the average cost for uninsured patients who are hospitalized with COVID-19
-
54% of Americans
with medical debt have no other debts
-
$73,300
is the average cost for uninsured patients who are hospitalized with COVID-19
-
33% of Americans
have postponed seeing a doctor due to the cost
-
44.9 years old
is the average age of those who file for medical bankruptcy
-
60.3% of medical-debt bankruptcies
are filed by people that attended college
-
62% of people
with major medical debt say they were insured when starting treatment
Healthcare Ninja Advocate Services
Never Overpay for Healthcare Again
While each situation is unique, by calling us before you incur costs as well as after you are hit with a bill, we are best able to lower your costs by attacking the high prices at the source. Our world class advocates use proprietary processes and tools to guide you through the healthcare maze.
OOPP Protects You From The Broken Healthcare System
OOPP Protects You From The Broken Healthcare System
Hospital Bill Eraser
Erase Your Worries, Not Your Wallet
By mapping out the financial assistance programs of 5,000+ U.S. hospitals, Hospital Bill Eraser by Healthcare Ninja Advocates allows our team to direct you to an affordable hospital before you get hit with a surprise bill. And for those unexpected out-of-network and emergency bills, we use a proprietary analytical process, as well as statutorily-required financial assistance programs, to reduce and sometimes even eliminate, overpriced, error-filled hospital bills.
Financial Assistance Program Available
Proactive Use for Elective Care via Free Care Map
Billing Error/ Fraud Analysis Tools
Erase or Reduce Your Hospital Bill
Assistance with Out-of-Pocket Expenses
Helping Hospitals Honor Their Non-Profit Obligation
Hospital Bill Eraser
Erase Your Worries, Not Your Wallet
By mapping out the financial assistance programs of 5,000+ U.S. hospitals, Hospital Bill Eraser by CareGuide Advocates allows our team to direct you to an affordable hospital before you get hit with a surprise bill. And for those unexpected out-of-network and emergency bills, we use a proprietary analytical process, as well as statutorily-required financial assistance programs, to reduce and sometimes even eliminate, overpriced, error-filled hospital bills.
Financial Assistance Program Available
Proactive Use for Elective Care via Free Care Map
Billing Error/ Fraud Analysis Tools
Erase or Reduce Your Hospital Bill
Assistance with Out-of-Pocket Expenses
Helping Hospitals Honor Their Non-Profit Obligation
Routine Care Money Map
Mapping Out Affordable Care Near You
Using our proprietary, data-driven mapping tool, we can find and confirm low-cost providers by zip code for routine care before you are hit with an inflated price. Money Map uses a low-cost locator, helping our advocates provide access to affordable care such as blood work, imaging, out-patient surgery, and more.
Limits Price Variations Across the Board
Helps Make Quality Care Affordable
Avoid Paying Inflated Prices
Comprehensive Map of Providers Near You
In-Network and Out-of-Network Cost Comparisons
Routine Care Money Map
Mapping Out Affordable Care Near You
Using our proprietary, data-driven mapping tool, we can find and confirm low-cost providers by zip code for routine care before you are hit with an inflated price. Money Map uses a low-cost locator, helping our advocates provide access to affordable care such as blood work, imaging, out-patient surgery, and more.
Limits Price Variations Across the Board
Helps Make Quality Care Affordable
Avoid Paying Inflated Prices
Comprehensive Map of Providers Near You
In-Network and Out-of-Network Cost Comparisons
Hospital Pricing Transparency Portal
Know Before You Go
Know specific care costs before stepping in the door. We make sure our members are not the next victims of the broken billing process in the medical industry today by utilizing our proprietary medical code database with actual pricing across the country for over 16,000 health care services and procedures.
Pricing Portal Shows the Actual Cost for Care
Advocates Leveraging the Price for Health Services
Never Overpay for Care Again
No More Surprise Medical Expenses
Hospital Pricing Transparency Portal
Know Before You Go
Know specific care costs before stepping in the door. We make sure our members are not the next victims of the broken billing process in the medical industry today by utilizing our proprietary medical code database with actual pricing across the country for over 16,000 health care services and procedures.
Pricing Portal Shows the Actual Cost for Care
Advocates Leveraging the Price for Health Services
Never Overpay for Care Again
No More Surprise Medical Expenses
Enhanced Value Included with Each Membership
Members receive additional benefits, helping to further save on out-of-pocket costs associated with receiving affordable and quality healthcare.
Virtual Primary Care
Virtual Healthcare
From scheduled visits with your chosen virtual PCP or behavioral health provider, to an urgent care visit at 1 a.m., our service coordinates your care seamlessly through the app or over the phone — making referrals for in-person care and specialists convenient.
Simple Scripts Rx
Affordable Medications
As a subscriber to SimpleScripts Rx, you won’t have to worry about the expensive cost of 37 commonly prescribed medications. That’s because SimpleScripts Rx has created an Acute Medication Plan that provides 37 drugs at no charge, plus great discounts on all other medications.
Wellpons
Wellness Discounts
Members have access to dedicated online discount codes for health-related products and services. Whether you are looking for a dietary supplement, seeking a new skin care regimen or wanting to try a popular pre-workout, Wellpons has exclusive coupons for our members to live their healthiest life.
Enhanced Value Included with Each Membership
Members receive additional benefits, helping to further save on out-of-pocket costs associated with receiving affordable and quality healthcare.
Virtual Primary Care
Virtual Healthcare
From scheduled visits with your chosen virtual PCP or behavioral health provider, to an urgent care visit at 1 a.m., our service coordinates your care seamlessly through the app or over the phone — making referrals for in-person care and specialists convenient.
Simple Scripts Rx
Affordable Medications
As a subscriber to SimpleScripts Rx, you won’t have to worry about the expensive cost of 37 commonly prescribed medications. That’s because SimpleScripts Rx has created an Acute Medication Plan that provides 37 drugs at no charge, plus great discounts on all other medications.
Wellpons
Wellness Discounts
Members have access to dedicated online discount codes for health-related products and services. Whether you are looking for a dietary supplement, seeking a new skin care regimen or wanting to try a popular pre-workout, Wellpons has exclusive coupons for our members to live their healthiest life.
Unmatched Care Support with Just One Call
Unmatched Care Support with Just One Call
Call to Care
No Apps, Just Advocacy
No apps. No logins. Reach a real life, world class Healthcare Ninja Advocate to have them tell you where to go for affordable care or take on the fight against the high cost hospital bills. Our experienced advocates are by your side as they utilize our proprietary technology and price transparency tools.
Expert Advocacy
Quality Care
Secure and Confidential
No Hidden Fees
Call to Care
No Apps, Just Advocacy
No apps. No logins. Reach a real life, world class CareGuide Advocate to have them tell you where to go for affordable care or take on the fight against the high cost hospital bills. Our experienced advocates are by your side as they utilize our proprietary technology and price transparency tools.
Expert Advocacy
Quality Care
Secure and Confidential
No Hidden Fees
Enhance Your Protection Further with OOPP Plus
Enhance Your Protection Further with OOPP Plus
Urgent Care
Fast Care, When You Need It Most
Providing fast and effective care for a range of urgent health issues. From upper respiratory infections like colds, bronchitis, and sore throats, to acute cases involving fever, nausea, vomiting, and urinary tract infections, we have you covered. We also treat minor traumas like ankle sprains and cuts, so you can get back on your feet quickly. Choose us for fast care when you need it most.
$0 Copay
Convenient Appointment Scheduling
16,000 Locational Nationally
$150 Allowance per Clinic Visit
Urgent Care
Fast Care, When You Need It Most
Providing fast and effective care for a range of urgent health issues. From upper respiratory infections like colds, bronchitis, and sore throats, to acute cases involving fever, nausea, vomiting, and urinary tract infections, we have you covered. We also treat minor traumas like ankle sprains and cuts, so you can get back on your feet quickly. Choose us for fast care when you need it most.
$0 Copay
Convenient Appointment Scheduling
16,000 Locational Nationally
$150 Allowance per Clinic Visit
A Way to Save on Overpriced Healthcare
Protect your wallet from expensive medical care with Out of Pocket Protector.
Out of Pocket Protector
OOPP helps you find affordable healthcare, offers telemedicine, & minimizes medical bills via financial assistance programs.
Urgent Care
- Hospital Bill Eraser
Money Map
Pricing Portal
Virtual Primary Care
SimpleScripts Rx
Wellpons
Out of Pocket Protector Plus
OOPP Plus includes all the core benefits, plus added Urgent Care support for comprehensive healthcare savings.
Urgent Care
Hospital Bill Eraser
Money Map
Pricing Portal
Virtual Primary Care
SimpleScripts Rx
Wellpons
A Way to Save on Overpriced Healthcare
Protect your wallet from expensive medical care with Out-of-Pocket Protector.
Out of Pocket Protector
OOPP helps you find affordable healthcare, offers telemedicine, & minimizes medical bills via financial assistance programs.
- Hospital Bill Eraser
Money Map
Pricing Portal
Virtual Primary Care
SimpleScripts Rx
Wellpons
Urgent Care
Out of Pocket Protector Plus
OOPP Plus includes all the core benefits, plus added Urgent Care support for comprehensive healthcare savings.
Hospital Bill Eraser
Money Map
Pricing Portal
Virtual Primary Care
SimpleScripts Rx
Wellpons
Urgent Care
The hospital tried to deny my right to live!
- Insured through his employer
- Diagnosed with stage 4 cancer
- MRIs, CT scans, office visits, chemo and radiation were denied by the hospital due to his limited plan
With the help of our Advocates, this member was pre-approved for 100% free ongoing treatment!
Savings $300,230
I had to choose between paying our rent or getting my child’s meds!
- 12-year-old with Juvenile Diabetes
- Prescribed one of the most expensive drugs on the market
- Family couldn’t afford to pay $1027
for monthly prescription
With the help of our Advocates, this member got free medication for 3 years!
Savings $12,324
I survived the heart attack, but the bill nearly killed me!
- Heart attack on a hike
- Airlifted to a hospital
- Billed $72,723 from the air ambulance
With the help of our Advocates, this member had their bill written off!
Savings $72,723
The hospital tried to deny my right to live!
- Insured through his employer
- Diagnosed with stage 4 cancer
- MRIs, CT scans, office visits, chemo and radiation were denied by the hospital due to his limited plan
With the help of our Advocates, this member was pre-approved for 100% free ongoing treatment!
Savings $300,230
I had to choose between paying our rent or getting my child’s meds!
- 12-year-old with Juvenile Diabetes
- Prescribed one of the most expensive drugs on the market
- Family couldn’t afford to pay $1027
for monthly prescription
With the help of our Advocates, this member got free medication for 3 years!
Savings $12,324
I survived the heart attack, but the bill nearly killed me!
- Heart attack on a hike
- Airlifted to a hospital
- Billed $72,723 from the air ambulance
With the help of our Advocates, this member had their bill written off!
Savings $72,723